17 Results

  • Do You Know Your Medicare ABC's and D?

    If you are turning 65 in the next year or so, do you feel prepared to make decisions regarding your Medicare coverage? Most people find Medicare enrollment and choosing a Medicare supplement plan and a Medicare drug plan very confusing. It can be difficult to find unbiased insurance information. Gain knowledge of what medical services are and are not covered by Medicare, monthly premium, co-insurance and deductible information, when and how you enroll in Medicare, supplement insurance policies and Medicare Part D.
  • Downsizing in the Current Housing Market

    Have you been thinking that now might be the time to downsize, but aren't sure where to start, how to do it, or what your options are? Access to preferred service providers and discount coupons are provided, as well as a no cost home evaluation for those who want to know the value of their home and recommended suggestions to make it more salable. Receive the Downsizing Made easy guide.
  • Effectively Putting Your House on the Market

    Explore the steps you need to take to sell your home successfully. Learn about the selling cycle in the Twin Cities. Find out when you should list your home to get top dollar and why. Review the top ten things you should do to get your home ready to sell. Discuss points to consider when you are having to sell and buy a home at the same time. Is the Twin Cities market a sellers' market? Find out the answer and how that will affect you as a seller. Take home a flash drive with all information covered in class at no additional cost.
  • Finance and Investment Basics

    Whether you are just starting to save or getting close to retirement, gain clarity on how to manage your financial picture and explore investment options. Have a better understanding of the financial tools and resources out there so you can make better informed decisions with your finances and maximize your potential through investments.
  • Finances Made Fun

    The co-hosts of the Mom Show on MyTalk 107.1 are bringing their up-beat fun conversation live for a new way to learn about money and finance. This is not your typical lecture with vocabulary that goes over your head. Cassandra knows how to brake down complex money concepts and with Miss Shannan's comedic flare you are sure to have some laughs along the way to discovering money tips that will help you reach your financial goals! Learn the seven steps to building a strong financial foundation, basics on investing and some concepts that will give you insights into you own financial situation and potential area of risk. Bring a friend and be ready for a good time! Securities and Advisory services offered through Harbour Investments, Inc Member FINRA & SIPC "An investment in knowledge pays the best interest."- Benjamin Franklin
  • First Time Home Buyers Seminar

    Learn what the first time home buying process involves. Explore all aspects of home purchasing including mortgages, home inspection and what it entails, home owners insurance, closing process and more. Become knowledgeable about one of the largest purchases in your life. Attendees receive a flash drive of class information at no additional cost.
  • Health Care Directives and Powers of Attorney

    Everyone should have a health care directive and a power of attorney whether you are 18 or 80. Without these important documents, it can be very difficult for your loved ones to get health care information, make health care decisions on your behalf or handle your financial affairs if you should become incapacitated. Gain valuable information and tools to organize your affairs.
  • How to Pay for The Nursing Home; An Attorney’s Perspective

    We all come into the world with nothing and leave with nothing. We have all heard this. The biggest fear for most baby boomers is how to pay for the nursing home and still leave the next generation something. With ever changing estate planning laws and great increases in nursing home costs, the fear is real. Understand what your options are. Is long term care insurance for you? What about home care? Should I gift my money away? Would I qualify for Medicaid? What about my current trust, does it avoid the nursing home? What is the 60 month claw back? What if my spouse goes into the nursing home and exhausts our money? Discuss these questions and many more, including how to plan and place your assets to meet your nursing home goals.
  • Keeping the Cabin, Business and Farm in the Family

    Division of an estate can lead to bitter battles between siblings and impact their relationships forever. Who will pay the taxes? What if one family member uses it more or does all the work? How can you ensure your children receive equal inheritance? What effect will and estate taxes have? Get the answers to these and other questions and learn how to keep the cabin, business, farm or other property in the family without driving the family apart.
  • Real Estate Investing

    Learn how to take precise, profitable action in buying rental properties. Discover where the best deals are in today's market and how to buy properties without changing your lifestyle. Explore different types of rentals in the marketplace, how to finance the down payment for a purchase, and what is required of renting and caring for your property. Understand where to find foreclosures and other distressed property, and how you can use IRA funds to purchase real estate. Hear how to avoid common rental property owner pitfalls and ultimately, retire wealthy with a rental portfolio. Participants receive links to a PDF version of the book, Reality Based Real Estate Investing, authored by the instructor ($25 value, included in class fee).
  • Retirement Planning Today (ages 50-70)

    Gain an in-depth overview of retirement planning including financial education to help you build wealth, align your assets with your values and achieve your retirement lifestyle goals. Learn how to manage investment risks, use new tax laws to your advantage, make informed decisions about your company retirement plan and adjust your estate plan to function properly under the new laws. A 225-page illustrated book is included in fee. Spouse/partner may attend at no additional charge (and share the materials). Please include spouse/partner name when registering.
  • Save Money with Extreme Couponing!

    Learn how to save money every day with extreme couponing. Coupons are not just for groceries. The savings can add up to hundreds or even thousands of dollars every year. Learn where to find all different types of coupons, even for high ticket items, how to find the best coupon apps and websites, how to match coupons with sales for maximum savings and how to find other people to trade coupons and merchandise with.Feel free to bring your coupons to class for a trading session. Supply fee of $10 payable to instructor.
  • Simplify Your Social Security

    Are you one of the millions of people who has wondered what the best strategy of taking you Social Security? Did you know if you're a married couple there are 81 different ways to draw? Which one will maximize your benefits? Are you divorced? Learn how you might be able to draw more then what your own benefits would provide. Social Security can be such a complex topic, discover how to understand some of these concepts and make them simple. Securities and Advisory services offered through Harbour Investments, Inc Member FINRA & SIPC
  • Trusts and Wills

    Compare trusts and wills and learn which is best for you. Learn what estate planning entails including property and how to avoid probate in case of disability or death. Understand the probate process and when it is and isn't necessary and why. Make informative estate planning decisions.
  • Trusts and Wills

    Compare trusts and wills and learn which is best for you. Learn what estate planning entails including property and how to avoid probate in case of disability or death. Understand the probate process and when it is and isn't necessary and why. Make informative estate planning decisions.
  • Why You Can’t Trust Your Trust

    Do you know what the most oversold and misunderstood legal product on the market is today? Some would say revocable or living trusts. Learn what the pros/cons of a revocable trust are and if it is a fit for you. In Minnesota, revocable trusts are subject to nursing home fees and creditors. If you can change the trust, the nursing home and creditors can access the money in the trust. Discover what other options are available. Bring your questions.
  • Writing Your Own Will

    Having a will is important for married couples, singles and divorced people. If you are without a will, the laws of Minnesota and a judge will make all the decisions regarding your estate. Don't let this happen. Learn about estates and wills, and prepare a legal will in class. Receive instructions and a professionally prepared form, have access to witnesses and a notary public. Prior to class, review the information forwarded to you. The will form is designed for individual use; couples cannot share this form (each person must register individually). Appropriate for people who have an estate of less than $2,000,000, including life insurance, and do not own a business. Sorry, no discounts apply. 
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