District 196 Community Education

Learn how to be more successful when acquiring real estate by understanding the purchase agreement, strategies for accepting your offer in multiple offers, and different ways to cover closing costs and mortgage insurance. Explore Twin Cities housing market data, an overview of loan programs - including a loan for escrowing improvements, appraisal issues affecting a home sale and small things to improve your chances of selling your property. Making updates such as paint, carpet, light fixtures and de-cluttering are discussed. An opportunity for a no obligation price evaluation of your home by the instructor is included with class tuition.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave something for the next generation. With ever changing estate planning laws and great increases in nursing home costs, the fear is real. Understand what your options are. Is long term care insurance for you? What about home care? Should I gift my money away? Would I qualify for Medicaid? Does my current trust avoid the nursing home? What is the 60 month claw back? What if my spouse goes into the nursing home and exhausts our money? Discuss these questions and many more, including how to plan and place your assets to meet your nursing home goals.